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Balance Enquiry
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Why Finkeda for
Balance Enquiry Services?

Easy Access for Remote Areas
In many small towns, even to check bank account balance, people lose half a day traveling to branches. With Finkeda, merchants can bring this service to their shopfront, saving time for the entire community.
No Card or PIN Needed
Customers don’t need a debit card or password. With their Aadhaar number and a fingerprint or facial scan, they can securely access the aadhaar payment and balance enquiry services.
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Serve More People, Grow More Business
Providing AEPS balance enquiry brings more customers to your store. As people visit for this basic banking need, they’re more likely to trust you with other services too, like aadhaar payment, withdrawals and recharges.
Earn as You Serve
Even balance enquiries come with real-time merchant commissions. It’s a simple service, but one that builds footfall, loyalty, and income, especially in semi-urban and rural outlets.
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Get Started in 4 Easy Steps

Enable balance enquiry service through your existing setup with minimal effort.
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1
Choose Balance Enquiry
The merchant logs into the Finkeda portal or app. They select the "Balance Enquiry" service from the dashboard. The service is ready to accept customer input.
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2
Enter Customer Details
The customer shares their Aadhaar number. They also select the bank linked to their Aadhaar account. The merchant verifies the information on the screen.
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3
Biometric Authentication
A fingerprint or face scan is used to verify the identity. The biometric is checked live with UIDAI. Only matched and verified entries are processed.
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4
Show Balance Instantly
Once verified, the system fetches the customer's available balance. The merchant can show the amount on-screen or offer a printout. The transaction is logged and the commission is credited in real time.
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Key Features & Benefits

01
Aadhaar-Based. No Password Needed.
Customers only need their Aadhaar number and biometric data. No need to remember PINs or carry a card. This makes it ideal for people with limited digital access.
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02
Real Help in Rural Areas
You can offer banking access to customers who live far from branches or ATMs. Balance enquiries are a basic need, and now your shop can fulfil them.
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03
Verified Through UIDAI in Real Time
Each balance enquiry is authenticated using UIDAI's system. This keeps the transaction accurate, safe, and tamper-proof.
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04
Build Footfall and Earn on Every Transaction
More services bring more visitors. Each enquiry adds to your store traffic and earns you an instant commission. The process is fast and builds community trust.
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