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FinReliable DigiTech

Frequently
Asked Questions

How do I receive confirmation of online bill payment?

You get instant confirmation through an in-app update, SMS, and email (if enabled), along with the official BBPS transaction ID.

Can I get a receipt after completing my online utility bill payment?

Yes. You receive a digital BBPS receipt inside the app, which you can download or share anytime.

Why should I choose FinReliable DigiTech for my online utility bill payments?

You get quick payments, a smooth interface, secure transactions, BBPS-backed reliability, and instant updates. Everything is designed to make bill payments stress-free.

Are there any extra charges for water bill payment online?

No extra charges from FinReliable DigiTech. Any fee shown will only be the official charge from the utility provider, if applicable.

How do I track my BBPS transaction?

Go to the Transaction History in the app. Every BBPS payment shows the status, payment ID, and timestamp.

Which utility bill payments are supported on FinReliable DigiTech?

Electricity, Water, Gas, DTH, Broadband, Mobile Postpaid, Landline, FASTag Recharge, and more powered by the BBPS network.

What are the benefits of using online bill payment instead of offline methods?

You save time, avoid long queues, get instant confirmation, track all bills in one place, and never miss a due date. It’s fast, simple, and available 24/7.

Can I pay my water bill online using FinReliable DigiTech?

Absolutely. Choose the Water section under Utility Payments, select your board, enter your account details, and pay in seconds. And not just water bill you can pay electricity bill, the Mobile, DTH recharge services are also available.

Is online Utility bill payment secure?

Yes. FinReliable DigiTech uses encrypted payment gateways and follows BBPS guidelines, so every transaction stays protected.

How can I make my electricity bill payment online through FinReliable DigiTech?

Download the app, go to Utility Payments, select Electricity, choose your provider, enter your consumer details, verify the bill amount, and pay instantly through any preferred digital payment mode.

Is it necessary to register on the application to make payments?

Yes, to make education payments through FinReliable DigiTech its necessary to download the application & Register.

Can I cancel or get a refund after fee payment?

Usually, education fees are non-refundable, but refund policies differ by institution. Please check with your institute for specific rules.

Who should I contact if I face issues while paying?

You can contact the FinReliable DigiTech support team helpdesk listed on the payment portal.

Can I download previous fee receipts?

Yes, you can download the fee receipts of all the previous payments anytime.

Can I pay someone else’s school or college fee online?

You can make someone else’s educational institute fees as long as you have the desired details like beneficiary name and account details.

How do I verify whether my fee payment was successful?

You will receive a confirmation on the app., reference ID if you wish to confirm. Messages and receipts are also shared with you.

What should I do if my payment fails but the amount is deducted?

If the amount is deducted from your bank but the payment is not updated:

  • You will get the refund usually within 3-5 working days
  • It may automatically get updated once the transaction is verified by the institution. And it’s important to keep your transaction ID for reference.
Can I pay fees in installments?

No, payment in installments are not accepted.

Will I get a receipt after making the payment?

Yes you will receive a downloadable digital receipt instantly after every successful transaction.

What payment options are available at application?

Debit Cards, Credit Cards and Wallets can be used to make the payments.

How safe is the online payment system?

It’s 100% safe to make education payments online through the application. All payments are secure & have encrypted payment gateways to ensure safety of your personal & financial information.

What types of educational payments can I make online?

From school admission fees, to any listed educational institution fee, tuition fees can be paid online through the application.

Can I book domestic and international flights through FinReliable DigiTech?

Yes. FinReliable DigiTech supports booking for both domestic and international routes.

Are hotel bookings refundable if I cancel my trip?

It depends on the hotel’s cancellation policy. The refund amount and timeline are shown before you confirm the booking.

Why should I choose FinReliable DigiTech for travel services?

You get quick booking options, real-time prices, reliable partners, secure payments, and a single platform for everything—flights, buses, hotels, and packages.

How can I make secure payments for travel bookings?

Use UPI, cards, net banking, or wallet balance. Every transaction goes through a secure, RBI-compliant system.

Does FinReliable DigiTech offer seasonal or festive travel deals?

Yes. Look out for special offers during festivals, holiday seasons, and long weekends.

Can I book last-minute tickets for flights and buses?

Yes. If seats are available, you can book right away—ideal for urgent plans.

How secure is online travel booking in India?

FinReliable DigiTech uses verified travel partners, secure payment gateways, and encrypted data transfer. Your bookings and payments stay protected.

Can I book hotels online with FinReliable DigiTech’s travel services?

Yes. Browse thousands of hotels, check ratings, and book stays that fit your budget and preferences.

Are there complete travel packages available for individuals?

Yes. FinReliable DigiTech provides full travel packages covering hotels, transport, and experiences for solo travellers, families, and groups.

Does FinReliable DigiTech offer bus booking services for individuals?

Yes. You can search routes, compare operators, pick your seat, and book instantly.

What travel services can I book online with FinReliable DigiTech?

You can book flights, buses, hotels, and curated travel packages directly through FinReliable DigiTech.

Can I reschedule or cancel a flight booked online with FinReliable DigiTech?

Yes. You can manage your booking through the app. Rescheduling and cancellation depend on the airline’s policy.

Do I get discounts when booking flights online through FinReliable DigiTech?

Yes. FinReliable DigiTech offers occasional deals, seasonal discounts, and promo-based offers depending on availability.

Will I get a refund if I cancel my online flight booking?

Yes, if the airline allows it. Refund depends on the fare type and cancellation rules shown before booking.

Do I need to print my flight ticket after booking online?

No. A digital ticket or SMS with your PNR is enough at most airports. Just carry a valid ID.

What should I know before booking a flight online?

Check baggage rules, travel dates, refund policy, and any additional charges. Also compare nearby airports and timing options for better fares.

Where can I access my e-ticket after booking a flight online?

Your e-ticket appears instantly in the app under Bookings. You also receive it on email and SMS.

How safe is it to book flights online?

It’s safe. FinReliable DigiTech uses encrypted payment systems and verified airline data, so your information stays protected.

How does online flight booking work?

Search your route and dates on FinReliable DigiTech, compare fares, choose your flight, fill passenger details, and complete payment. Your ticket gets generated instantly.

What documents are required to book a flight?

You only need basic details like your full name, gender, age, and ID information. For international travel, a valid passport and visa is required.

What payment options are available for booking bus tickets on FinReliable DigiTech?

You can pay through UPI, credit or debit cards, net banking, or wallet balance.

Do I need to print my bus ticket after booking online?

No. The digital ticket or SMS with your booking ID is enough at boarding points.

Can I reschedule or cancel a bus booked online with FinReliable DigiTech?

Yes, if the operator allows it. Rescheduling or cancellation rules are shown before you confirm the booking.

Does FinReliable DigiTech offer discounts for frequent travelers?

You may get offers during promo campaigns, festive seasons, or partner deals—based on availability.

Can I select my seat while booking a bus on FinReliable DigiTech?

Yes. You can pick your preferred seat using the seat layout shown before payment.

Is it essential to create an account to book tickets?

Yes. Your account helps manage bookings, access tickets, track refunds, and receive updates.

Does FinReliable DigiTech provide bus tracking services?

If the bus operator offers live tracking, you’ll see it inside the app under your booking details.

How safe is it to book tickets online?

It’s safe. FinReliable DigiTech uses secure, encrypted payment systems and verified bus partners.

Can I book a bus ticket for someone else through FinReliable DigiTech?

Yes. Enter the passenger’s details at the time of booking and complete the payment from your account.

What are the benefits of booking bus tickets online?

You get quick seat selection, real-time prices, zero waiting time, instant confirmation, and multiple operators to choose from.

What is the process of booking a bus ticket online?

Open app, choose Bus Booking, enter your route and date, compare operators, pick your seat, fill passenger details, and pay securely. Your ticket is generated instantly.

How does FinReliable DigiTech’s hotel booking platform work?

It connects you with verified hotel partners, shows real-time prices and availability, lets you compare options, and completes the booking through secure digital payments.

What ID or documents do I need at hotel check-in after booking online?

A valid government ID is required. For international travelers, a passport is mandatory.

Can I book a hotel for last-minute stays?

Yes. If rooms are available, you can book instantly—perfect for sudden plans.

Are there deals or discounts available on FinReliable DigiTech’s hotel booking site?

Yes. FinReliable DigiTech offers occasional discounts, festive deals, and partner offers depending on availability.

Do I receive a receipt or invoice after hotel booking?

Yes. Your invoice appears inside the app, and you also receive it on email and SMS.

Can I check hotel amenities and room details before booking?

Yes. Every hotel listing shows amenities, photos, room types, guest reviews, and policies.

What payment options are supported on FinReliable DigiTech’s hotel booking platform?

You can pay through UPI, cards, net banking, and wallet balance.

How do I book a hotel room online using FinReliable DigiTech?

Search your destination and dates, browse hotels, check room details, pick your stay, fill guest info, and pay securely. Your booking is confirmed instantly.

Are taxes and fees included in the price shown on the online hotel booking site?

You’ll see all taxes and charges before you confirm the booking. The final amount is clearly displayed.

Is it safe to use online hotel booking sites?

Yes. FinReliable DigiTech uses secure payment systems, verified hotel partners, and encrypted data, so your bookings stay protected.

Can I book a hotel online through FinReliable DigiTech?

Yes. FinReliable DigiTech lets you search, compare, and book hotels across budget, premium, and luxury categories.

Can I book both domestic and international packages?

Yes. FinReliable DigiTech supports both domestic and international travel packages.

What are some tips for finding good travel package deals?

Travel mid-week, check off-season packages, compare destinations, and look out for FinReliable DigiTech festive offers and partner deals.

Is travel insurance included with FinReliable DigiTech’s travel package?

Some packages include it, while others offer it as an add-on. You’ll see the option before confirming your booking.

What is included in a travel package (transport, hotel, meals)?

Most packages include hotel stay, transport, sightseeing, and basic meals. The exact inclusions are listed clearly in each package.

How far in advance should I book a travel package for the best rates?

Booking 30–60 days in advance usually gives you better prices, especially for peak seasons or international trips.

What is the cancellation and refund policy for packages?

It depends on the travel partner and package type. The cancellation rules and refund amount are shown before booking.

Can I customize my travel package (dates, hotel, itinerary)?

Yes. Many packages allow customization. You can adjust dates, upgrade hotels, or add activities based on availability.

How do I book a travel package online with FinReliable DigiTech?

Pick a package, review the itinerary and inclusions, fill traveller details, and pay securely through the app. You receive instant confirmation.

Which types of travel packages are available?

FinReliable DigiTech offers solo packages, family trips, honeymoon packages, group tours, weekend getaways, and international holidays.

Can I make changes to my travel package?

Yes. You can request changes like dates, room type, or add-ons. The final approval depends on the travel partner’s policy.

How do I choose a travel package online?

Start by picking your destination, travel dates, budget, and the kind of experience you want. FinReliable DigiTech shows package options with hotels, transport, activities, and pricing so you can compare and choose what fits your plan.

Are FinReliable DigiTech’s insurance services available across India?

Yes. Anyone across India can explore, compare, and buy insurance plans through FinReliable DigiTech.

Does FinReliable DigiTech offer any guidance on claim settlement?

Yes. FinReliable DigiTech provides online assistance, document support, and step-by-step guidance to help you complete your claim smoothly.

How can I check the status of my insurance policy online with FinReliable DigiTech?

Open the Insurance section, click on My Policies, and you’ll see your active, expired, and upcoming policies with full details.

Does FinReliable DigiTech offer life insurance, health insurance, travel insurance, and general insurance?

Yes. FinReliable DigiTech supports all major insurance categories.

How long does it take for a claim to be processed?

Timelines vary depending on the insurer and claim type. Simple claims may take a few days, while detailed cases take longer.

How do I file a claim when I need to use my insurance coverage?

Go to the Claims section, upload documents like bills or FIR (if required), add policy details, and submit your request. The insurer takes it forward.

What happens if I miss a premium payment?

Most policies offer a grace period. If you miss the deadline beyond that, the policy may lapse. The app notifies you to avoid this.

How is the premium calculated for my insurance plan?

Premium is based on your age, coverage amount, policy type, risk factors, and any add-ons you choose.

Can I compare different insurance plans on FinReliable DigiTech before choosing?

Yes. FinReliable DigiTech lets you compare premiums, coverage, exclusions, add-ons, and claim ratios to pick what suits you best.

What documents are required when applying for insurance online?

You typically need your ID proof, address proof, age proof, and sometimes medical details depending on the policy type.

How do I buy an insurance policy through FinReliable DigiTech?

Choose the insurance category, compare plans, fill in your details, upload basic documents, and make a secure payment. Your policy document is issued digitally.

What types of insurance services does FinReliable DigiTech offer?

FinReliable DigiTech supports a wide range of insurance categories including life, health, motor, travel, and general insurance policies.

What documents are required to apply for a life insurance policy?

You’ll need ID proof, address proof, age proof, a recent photo, and medical details if required by the insurer.

Does FinReliable DigiTech offer life insurance for senior citizens?

Yes. Policy availability depends on the insurer’s age limits, and you can check the options directly on the platform.

Can I pay my life insurance premium using UPI or a digital wallet?

Yes. FinReliable DigiTech supports UPI, cards, net banking, and digital wallets for premium payments.

What happens if I miss a premium payment on my policy?

You usually get a grace period. If you don’t pay within that time, the policy may lapse and benefits stop until you revive it.

Which type of life insurance is most affordable?

Term insurance. It gives high coverage at the lowest premium.

What is an insurance premium?

It’s the amount you pay to keep your policy active. You can pay yearly, half-yearly, quarterly, or monthly.

Who is eligible for life insurance?

Anyone within the insurer’s age limit—usually 18 to 65. The exact range depends on the plan.

Are there tax-saving benefits with life insurance policies?

Yes. Most life insurance plans offer tax benefits under the Income Tax Act, depending on the policy type and premium amount.

How do I choose the right life insurance plan on FinReliable DigiTech?

Look at your income, dependents, long-term goals, and the coverage you need. FinReliable DigiTech lets you compare benefits, premiums, and claims data so you can pick what makes sense for you.

What are the main types of life insurance?

The common ones are term insurance, whole life plans, ULIPs, endowment plans, and money-back policies.

What is life insurance?

Life insurance is a financial safety net that provides money to your family or nominee if something happens to you. It helps cover living expenses, debts, and future goals.

What documents are required to buy health insurance on FinReliable DigiTech?

What documents are required to buy health insurance on FinReliable DigiTech?

How can I renew my health insurance plan online?

Open your policy in the app, check the renewal amount, and pay through UPI, cards, net banking, or wallet balance.

How do I submit a claim for my health insurance policy?

Go to the Claims section, upload your documents, add treatment details, and submit. For cashless claims, share your policy details at the hospital desk.

Can I have more than one health insurance policy?

Yes. You can hold multiple policies and use them as needed. Claims can be split between insurers depending on the rules.

What are the benefits of buying health insurance at a young age?

You get lower premiums, fewer medical checks, shorter waiting periods, and wider coverage options.

How are health insurance premiums calculated?

Premiums depend on your age, medical history, coverage amount, city, and the type of plan you select.

Are pre-existing diseases covered under health insurance?

Yes, but after a waiting period. The duration varies by policy and insurer.

Can I buy health insurance online without a medical check-up?

Yes, some plans don’t need a medical test, especially if you’re young and healthy. It depends on the insurer and the coverage amount.

How can I compare health insurance policies on FinReliable DigiTech?

Search for health insurance, check premiums, coverage, exclusions, hospital networks, and claim ratios. FinReliable DigiTech shows everything side by side so you can choose easily.

What is a health insurance rider?

A rider is an add-on that enhances your coverage. Examples include critical illness cover, room rent waiver, or accidental cover.

What is a health insurance premium?

It’s the amount you pay to keep your health insurance active. You can pay monthly, quarterly, yearly, or as per the insurer’s options.

When is the best time to purchase travel insurance to get maximum coverage?

Right after you book your trip. That way, cancellations and pre-trip issues are also covered.

Why might a travel insurance claim be rejected, and what are the options if it is?

Claims can be rejected if documents are incomplete, the incident isn’t covered, or the event was avoidable. You can appeal with additional documents or request a review.

What documents are required to file a successful claim?

Depending on the case, you may need medical reports, bills, FIR, passport copy, boarding pass, or travel documents.

Is travel insurance necessary or recommended for domestic trips?

It’s recommended. It helps with medical emergencies, lost items, and delays even within India.

Can I extend or renew my travel insurance policy while I am still traveling?

Yes, if your insurer allows extensions. You can request it through the app or insurer before the policy expires.

How do I file a travel insurance claim?

Open the Claims section, upload supporting documents, add the incident details, and submit. You can also call the insurer’s helpline for urgent cases.

Can I buy a travel insurance plan after I have already started my trip?

Most insurers require you to buy it before your trip begins. Some may allow it after departure, but terms vary.

How do I choose the right travel insurance plan?

Look at your destination, trip duration, activities, medical needs, and budget. FinReliable DigiTech helps you compare plans so you can pick the one that fits your travel type.

Why do I need a travel insurance plan?

It saves you from unexpected expenses and hassles during your trip. Medical bills, flight issues, or lost items can cost a lot without coverage.

What coverage does FinReliable DigiTech’s travel insurance provide?

You get medical cover, trip cancellation benefits, baggage loss protection, travel delay cover, and emergency assistance. Exact benefits depend on the plan you choose.

What is a travel insurance plan?

It’s a policy that protects you during a trip. It covers things like medical emergencies, trip cancellations, lost baggage, delays, or passport issues.

Does my car insurance policy cover damages caused by natural disasters?

Yes, if you have an own-damage or comprehensive policy. It covers floods, storms, earthquakes, and similar events.

What steps should I take immediately after an accident to ensure my claim is processed smoothly?
  • Take photos or videos of the damage
  • Note the location and time
  • File an FIR if required
  • Notify your insurer immediately
  • Avoid repairing the vehicle before inspection
  • Keep all documents ready
What special riders or add-ons are recommended for commercial heavy vehicle insurance?

Useful add-ons include zero depreciation, engine protection, roadside assistance, and liability extensions depending on the vehicle type.

What documents are required to renew my existing vehicle insurance policy?

You need your RC, previous policy details, and ID proof. For commercial vehicles, additional permits may be required.

How do I file a claim if my car or bike is involved in an accident?

Open the “Claims” section, upload photos, FIR (if needed), RC, policy details, and describe the incident. The insurer guides the next steps, including inspection.

Do insurance rules differ for commercial heavy vehicles compared to private cars?

Yes. Commercial vehicles need higher liability coverage, specific add-ons, and more comprehensive documentation because they are used for transport and business.

What does a standard car insurance policy typically cover?

It usually covers accidental damage, theft, fire, natural disasters, riots, third-party liability, and personal accident cover for the driver.

What types of general insurance policies are available for cars and bikes?

You can choose:

  • Third-party Liability Insurance
  • Own-Damage Insurance
  • Comprehensive Insurance (third-party + own damage)
  • Add-ons like zero depreciation, roadside assistance, NCB protection, and more.
Can I renew my general insurance policy online?

Yes. You can renew policies through FinReliable DigiTech with a quick and secure online payment.

What documents are required to buy general insurance?

ID proof, address proof, and details about the asset being insured. Some plans may require extra documents.

Can I buy multiple general insurance policies?

Yes. You can hold separate policies for vehicles, health, travel, property, or business.

How do I choose the right general insurance policy?

Compare coverage, exclusions, premiums, claim ratios, and add-ons. FinReliable DigiTech shows everything clearly before you decide.

How long does it take for a general insurance claim to be processed?

Simple cases may be settled in a few days. Complex claims take longer depending on documents and verification.

What is the difference between general insurance and life insurance?

Life insurance covers life-related risks and offers a payout to your family. General insurance protects your assets, health, and day-to-day risks.

What are the benefits of a general insurance policy?

It protects you from unexpected expenses, safeguards your assets, reduces financial stress, and covers accidents, theft, natural calamities, and more.

How does the general insurance policy renewal process work?

Open your policy in the app, review the renewal amount, pay online, and your coverage continues instantly.

Can I use FinReliable DigiTech’s general insurance to protect my business or shop?

Yes. FinReliable DigiTech offers business and shop insurance covering fire, theft, equipment damage, and liability risks.

Are FinReliable DigiTech’s general insurance plans affordable?

Yes. You can pick from several insurers and choose plans that fit your budget and coverage needs.

What is general insurance?

General insurance protects you from financial losses related to health, vehicles, travel, property, business, and other non-life risks.

Is Peer-to-Peer (P2P) Lending Safe?

It’s regulated, but it still carries risk because borrowers may delay or default. Risk ratings, diversification, and credit checks help reduce that risk.

How can I register and invest with P2P lending?

Create an account, complete KYC, add funds, review borrower profiles, and start lending based on your risk appetite.

What criteria does the platform use to decide which borrowers qualify?

Borrowers are screened based on credit score, income, repayment history, bank statements, employment details, and existing loans.

How does the platform ensure transparent and fair matching between lenders and borrowers?

It uses a rule-based system that evaluates borrower risk, matches profiles, and allocates funds without manual preferences.

How do I check the performance of my P2P investments?

Your dashboard shows repayments, outstanding amounts, expected returns, and borrower performance.

What is the minimum loan term a borrower can apply for?

Loan terms can start from a few months and go up depending on the platform’s rules.

How are the returns (interest rates) calculated?

Returns depend on the borrower’s risk profile, loan tenure, and rate offered. The platform shows expected returns before you invest.

What are the tax implications of the interest I earn from P2P lending?

Interest earned is treated as taxable income and must be declared under “Income from Other Sources.”

Can an NRI (Non-Resident Indian) invest in P2P lending?

In most cases, NRIs can’t invest due to RBI guidelines. Only Indian residents with valid KYC are typically allowed.

What is the maximum investment limit for P2P lenders?

RBI currently allows lenders to invest up to a fixed overall limit across all P2P platforms. The exact cap is shown when you register.

How does P2P lending work?

Borrowers request a loan. Lenders choose how much they want to invest. The platform matches both sides, manages repayments, and handles documentation.

What is Peer-to-Peer (P2P) Lending?

P2P lending is a system where individuals lend money directly to other individuals through a digital platform. It cuts out traditional banks and gives lenders higher returns.

Does FinReliable DigiTech offer international investment options?

Right now, FinReliable DigiTech focuses on domestic investment products. International options may be added based on future updates.

Can I invest using UPI or net banking?

Yes. You can use UPI, net banking, cards, or bank transfers depending on the product.

Does FinReliable DigiTech support tax-saving investments?

Yes. Selected investment options come with tax-saving benefits under current tax laws.

What documents are required to invest?

You’ll need your PAN, Aadhaar, basic KYC details, and bank account information for payouts.

Can I invest in NCDs through FinReliable DigiTech’s platform?

Yes. FinReliable DigiTech allows you to explore and invest in listed NCDs whenever they’re available.

How do I receive updates on my investments?

You get real-time updates through in-app notifications, SMS alerts, and email reports.

Are there any hidden charges in FinReliable DigiTech’s investment services?

No. All fees, if applicable, are shown upfront before you confirm your investment.

What is the minimum amount required to start investing?

It depends on the product. Each investment option shows the minimum entry amount before you proceed.

How do I track my investments?

Go to the Investments section in the app. You’ll see your portfolio, maturity dates, returns, and payment history in one place.

How can I start investing with FinReliable DigiTech?

Create your account, complete KYC, choose an investment product, check the returns and terms, and make your payment online.

What investment services does FinReliable DigiTech offer for individuals?

FinReliable DigiTech offers fixed-income products, NCDs, tax-saving options, and curated investment plans designed for stable and long-term growth.

Can I start a mutual fund investment with FinReliable DigiTech?

Yes. FinReliable DigiTech supports mutual fund investments once you complete basic KYC and choose your preferred funds.

How do I track my mutual fund investments?

You can check your portfolio, NAV updates, returns, and fund performance in the app under the Mutual Funds section.

Can I invest in multiple mutual funds simultaneously?

Yes. You can start as many funds as you want based on your goals.

Do mutual funds provide fixed returns?

No. Returns vary with market performance. Only fixed-income products give guaranteed returns, not mutual funds.

What is an SIP (Systematic Investment Plan)?

An SIP lets you invest a small amount regularly—weekly, monthly, or quarterly—so you build wealth step by step.

Can I invest in multiple mutual funds at the same time?

Yes. You can diversify your money across different funds to balance growth and risk.

How do I choose the right mutual fund?

Look at your risk level, investment horizon, financial goals, and past fund performance. FinReliable DigiTech helps you compare options before you invest.

Are mutual fund investments safe?

They carry market risk. Safety depends on the type of fund. Debt and liquid funds are relatively stable, while equity funds can fluctuate more.

What are the different types of mutual funds?

The main categories are equity funds, debt funds, hybrid funds, index funds, liquid funds, and sector-specific funds.

How do mutual funds work?

A professional fund manager handles the investments. Your money is invested across different assets, and the profit or loss is shared among all investors based on their units.

What is a mutual fund?

A mutual fund pools money from many investors and invests it in stocks, bonds, or other assets. You get returns based on how the overall portfolio performs.

Can I link multiple bank accounts for UPI Payments?

Yes. You can link and switch between multiple accounts inside the app.

Do I need a minimum balance in my bank account to initiate a UPI Payment?

Aside from any minimum balance your bank requires, UPI doesn’t need anything extra. You just need enough balance for the payment.

Can I pay utilities or bills using the ‘Scan and Pay’ feature?

Yes. You can scan any merchant QR and pay for bills, utilities, and everyday purchases.

Is my transaction history for UPI Payments stored in the app?

Yes. You can view all your past transactions in the UPI History section.

What happens if I enter the wrong UPI PIN?

Your transaction won’t go through. Multiple wrong attempts may temporarily block your UPI for security reasons.

Can I use my credit card for UPI Payments?

Yes, if your bank supports UPI on credit cards. You’ll see the option when linking accounts.

What should I do if I forget my UPI PIN?

You can reset it using your debit card details inside the UPI settings.

What is the daily transaction limit for UPI Payments?

Most banks allow up to 1 lakh per day, but the exact limit depends on your bank and the app’s rules.

Can I make UPI Payments through FinReliable DigiTech?

Yes. You can transfer money, scan and pay, and make instant payments through the UPI section in the app.

What is a UPI PIN?

A UPI PIN is a 4 or 6-digit code you enter to approve payments. It’s set by you and should never be shared.

Do I need a bank account to use UPI Payments through FinReliable DigiTech?

Yes. A valid bank account linked to your mobile number is required.

What are UPI Payments?

UPI lets you send and receive money instantly between bank accounts using a mobile app. No account number or IFSC needed.

Does FASTag work for all toll plazas in India?

Yes. FASTag is accepted at all NHAI-enabled toll plazas across national highways.

What documents are required to apply for a FASTag?

You’ll need your RC, ID proof, address proof, and a passport-size photo for KYC.

How do I get a refund for my FASTag account?

Raise a closure or refund request in the issuer’s portal. After verification, the refundable amount is credited to your bank account.

How do I update my vehicle details linked to FASTag?

You can request an update through your FASTag issuer. Changes like vehicle number or RC updates need supporting documents.

What are the benefits of using FASTag?

You save time, avoid toll queues, get cashless payments, receive instant SMS alerts, and enjoy smoother highway travel.

How can I check my FASTag balance?

You can check it through the app, SMS alerts, or your issuing bank’s portal.

Can a FASTag be used in multiple vehicles?

No. Each FASTag is linked to one vehicle and one registration number.

What is the annual recharge of FASTag in India?

There’s no fixed annual recharge. You simply add money whenever your balance runs low.

Is FASTag mandatory for all vehicles?

Yes. FASTag is mandatory for all four-wheel vehicles across India for toll payments.

How can I apply for a FASTag with FinReliable DigiTech?

Open the app, go to FASTag Services, upload your vehicle details and KYC, complete the payment, and your FASTag will be issued.

How can I get a FASTag?

You can apply through banks, authorised agents, or digital platforms by submitting basic KYC and vehicle details.

What is FASTag and how does it work?

FASTag is an RFID-based tag fixed on your vehicle’s windshield. It lets you pay tolls automatically as you pass through toll plazas without stopping.