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Bharat Bill Payment System (BBPS)
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Why Finkeda for
BBPS Services?

One Place for All Bills
No need for multiple portals. An electricity bill or any recharge, Finkeda lets you manage all bill categories from one platform, which is easy to learn, quick to operate.
Serve Rural Customers with Real Need
Your store becomes the nearest utility payment hub in places where apps or banks aren’t reachable. People will be able to pay their bills close to home, without long lines or travel.
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Instant Commission for Every Bill
Each time you process a utility payment, your commission is credited immediately. No waiting or confusion. Your income grows with every service delivered.
Secure, Real-Time Transactions
All bill payments are routed through NPCI’s BBPS network. Transactions are safe, verified and recorded, which gives you and your customers confidence every time.
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FinReliable DigiTech

Get Started in 4 Easy Steps

Make utility payments a part of your business with simple steps and minimal training.
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1
Select Bill Payment Service
The Finkeda Saathi opens the BBPS menu. They will choose the category: electricity, gas, water, mobile, DTH, credit card, etc. Enter customer account details or bill number.
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2
Fetch Bill Details
The Finkeda system fetches the live bill from the selected biller. The amount due and the due date will be displayed. The customer will confirm before proceeding.
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3
Complete Payment
The merchant chooses the preferred payment method: UPI, wallet, or debit card. The customer makes the payment. The transaction is processed and settled in real-time.
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4
Instant Receipt and Commission
The merchant hands over a printed or SMS receipt. The commission is automatically added to the merchant’s wallet. Full transaction details are saved in the merchant portal.
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Key Features & Benefits

01
All Utility Bills, One Platform
From mobile top-ups to water taxes, Finkeda gives you access to a wide list of service providers so that you can offer full coverage from one app.
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02
Built for Walk-in Customers
Help customers who don’t use apps or online portals. Just a bill number and a mobile phone are enough to process payments on their behalf.
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03
Fast Settlement, Transparent Records
Every payment generates a receipt for the customer and a real-time settlement record for the merchant, trackable anytime.
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04
Earn More with Every Tap
With each transaction, you not only help your customer but also grow your income. The more you serve, the more you earn.
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